PALM COAST BANKRUPTCY ATTORNEYS
Flagler County Consumer Bankruptcy Attorneys
Palm Coast Bankruptcy Lawyers Since 2004
Chapter 7 bankruptcy allows for the reduction of unmanageable debt. Yet, too often, people facing debt repayment challenges wait until their retirement, 401k, annuities, or savings are completely depleted before considering bankruptcy. In the later stages of financial problems, Chapter 7 bankruptcy may still make good sense. Yet, it is too late to protect the assets already lost during the effort to stay current on debt repayment charges.
When you contact the Palm Coast, or Daytona Beach or Flagler County Chapter 7 bankruptcy lawyers of Chiumento Selis Dwyer P.L. you can maximize the advantages of filing for bankruptcy. This means that you can:
- Protect existing assets before they're lost
- Control the costs associated with bankruptcy
- Reduce debt so your finances are manageable
Why Consider Chapter 7 Bankruptcy When Debt Becomes Unmanageable?
Florida residents face some of the highest unemployment and foreclosure rates in the U.S. Worse, Flagler County and surrounding counties face some of Florida's worst employment markets.
As Florida residents, WE GET IT: the bad economy has likely affected your finances. Chapter 7 bankruptcy allows you to reduce debt, often for a small fraction of the debt's value. Debt is discharged following the sale of nonexempt debt. Fortunately, homes, personal property, an automobile and other crucial property may be exempt from sale. We can explain exactly which properties will likely be sold before you even file, minimizing and eliminating the chance of the sale of property you wish to retain.
It makes the most sense to contact us as your financial problems manifest, not later, when hard-earned assets are already gone. Contact us today for free initial consultations for the information you need to make the debt-reduction decisions that will best protect your interests.
Contact Us - Serving Clients Throughout the Palm Coast and Daytona Beach Areas
Chiumento Selis Dwyer provides free initial consultations in all practice areas, and we speak both English and Spanish. To contact us, please call the most convenient location. You may reach our Palm Coast Attorneys at 386-445-8900, our Daytona Beach attorneys at 386-868-5337, or our Flagler County attorneys at 386-445-8900.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code