Palm Coast Elder Law Attorney

Did you know that the fastest growing age group in the U.S. is people over 85 years of age?  As that population ages, it is facing many issues.  Among others, the aged face unique issues involving Estate planning, Family Dynamics, Family Power Struggles, and Disability and Health Care not faced by earlier generations.  Among the greatest concerns of the aged is whether they will outlive their life's savings, and the biggest threat to their life's savings is long-term care costs.  According to a leading long-term care insurance company, the average cost of nursing home care in Florida is nearly $75,000.00 per year.

So, the aged or their loved ones will visit with Financial Planners and Accountants, but typically don't think to see a lawyer for advice.  You may wonder why would the aged or their loved ones see a lawyer to help them preserve their life's savings.  Many think that lawyers are only useful to prepare Estate Planning Documents, Form Corporations or help with legal disputes.  But what you don't know can hurt you.  There are government programs to help offset the cost of long-term, and there are legal steps that can be taken to help people qualify for those benefits to pay for all or some of their long-term care costs. 

At Chiumento, Guntharp & Selis, P.L., we feel it is important to educate the aged and their loved ones about their rights, especially when it comes to protecting one's life's savings from long-term care costs.  Many laws and community-based programs exist for the elderly. Unless you are educated in this area, you probably need help deciphering what is available to you and what rights you may have inherited as you have aged.  So, we have regularly scheduled free workshops to educate you about what government programs are available to pay for all or some of your long-term care costs. 

Nearly all aspects of life management for the elderly are covered under some form of elder law that protects your rights. There are elder laws pertaining to Estate Planning, Wills, Trusts, Guardianships and End of Life planning. It is important to consult elder laws when dealing with disability, medical care, and nursing home and housing issues.

Our areas of service include:

• Asset Protection Planning
• Medicaid Application Assistance
• Medicaid Planning
• VA Aid / Attendant Care

If you are facing an issue pertaining to elder law, contact Chiumento, Guntharp & Selis, P.L. today.